Required Minimum Distributions The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions. Mortgage Calculator This calculator will show the total interest and total payment of your mortgage based on the loan amount, term and interest rate entered. Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment! Lease vs. Buy Should you lease your next automobile or finance it? Find out with this calculator! Section 125 Cafeteria Plan Use this calculator to see how participating in your employer's "Section 125 Cafeteria Plan" can help you pay less tax, and increase your net take home pay. Loan Calculator This calculator will display the monthly payment, total interest and total payment for your loan based on the loan amount, term and interest rate entered. Social Security Benefits Use this calculator to estimate your Social Security benefits. Roth vs. Traditional IRA Use this calculator to determine which IRA is right for you. College Savings Use this calculator to help develop or fine tune your education savings plan. Credit Card Pay Off Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.